Blog

  • Does Your Business Have a 401(k) Plan?
    In Educational
    This employee benefit & hiring incentive may help your office compete. Great employees are hard to find. This truth applies for all businesses, including healthcare offices. The challenge just […]
  • Should You Apply for Social Security Now or Later?
    In Educational
    When should you apply for benefits? Consider a few factors first. Now or later? When it comes to the question of Social Security income, the choice looms large. Should you apply now to get earlier […]
  • How Will You Spend Your Retirement Savings?
    In Educational
    Keep an eye on where it goes, as some destinations may be better than others. You can probably envision how most of your retirement money will be spent. Much of it will be used on living expenses, […]
  • Retirement Insights April 2017
    In Retirement Newsletter
    Why You Might Not Want a Lump-Sum Retirement Payout Do you have the option of receiving your retirement money as a lump sum? You may want to turn that choice down. A new MetLife study, Paycheck or […]
  • Weekly Economic Update 4/17/2017
    In Economic Updates
    PRICES DECLINE IN MARCH In March, the Consumer Price Index retreated for the first time in 13 months. Its 0.3% dip left annualized consumer inflation at a moderate 2.4%. Fuels, autos, and groceries […]
  • Have a Plan, Not Just a Stock Portfolio
    In Educational
    Diversification still matters. One day, this bull market will end. In the first quarter of 2017, the bull market seemed unstoppable. The Dow Jones Industrial Average soared past 20,000 and closed at […]
  • Combining Your Finances When You Marry
    In Educational
    How separate (or intertwined) should your financial lives be? Some spouses share everything with each other – including the smallest details of their personal finances. Other spouses decide to keep […]
  • Weekly Economic Update 4/10/2017
    In Economic Updates
    COMPANIES ADDED FEWER WORKERS IN MARCH Just 98,000 net new jobs were created last month, and some analysts think Winter Storm Stella may have held hiring back. Even so, the Department of Labor’s […]
  • 1st Quarter 2017 Economic Update
    In Economic Updates
    THE QUARTER IN BRIEF The opening quarter of 2017 was a historic one for Wall Street as the Dow Jones Industrial Average topped 20,000 for the first time. Equities rallied through January and […]
  • A Look at Revocable Living Trusts
    In Educational
    What they can (and cannot) accomplish. Living trusts are created with a clearly defined objective: to avoid probate. Unfortunately, misconceptions about living trusts have spread to the point where […]
  • The Fiduciary Standard
    In Educational
    What designations let you know that a financial professional will abide by this rule? This year, the Department of Labor intends to introduce a new rule regarding retirement plan accounts, with full […]
  • Rental PropertyTax Rules on Rental Property
    In Educational
    The basics on capital gains & deductions. Buying or selling income property has definite tax consequences. A taxpayer should clearly understand them, whether he or she intends to acquire a […]
  • Explaining the Savers Credit
    In Educational
    Have you heard of the Savers Credit? You may qualify if you contribute to an IRA, SEP-IRA, SIMPLE, 401(k), 403(b), or 457 retirement savings plan.1 You can qualify for the Savers Credit for the 2017 […]
  • Disability insuranceMay Is Disability Insurance Awareness Month
    In Educational
    Do you really want to live without this coverage? If you forgo it, you may pay a high price. Disability insurance is an important insurance coverage that most people lack. Many people think of it as […]
  • Monthly Economic Update April 2017
    In Economic Updates
    THE MONTH IN BRIEF Stocks went sideways rather than north in March, with the S&P 500 losing just 0.04%. The Federal Reserve made another quarter-point interest rate move, and overseas, the United […]