Stock Market Risk

I like math. That may be at least part of the reason I have worked in this business for the past 30 or so years. However, when I explain concepts such as mean, average, median, standard deviation, alpha, beta, most times I can see folk’s eyes begin to roll to the back of their heads. For those of you who do not like math, I get it. But everyone has a responsibility to fund his or her retirement, right? Well, this is where math can be your friend or an unseen enemy. The mathematical definition of “average” is not difficult